Accepting bids
26of 1,073 published
Value open now
R$ 4.1Msum of open tenders
Average estimated value
R$ 83Kper procurement
Buying agencies
698484 cities
Updated with the latest publication of Oct 23, 2026 · official PNCP data.
How the Brazilian government buys insurance
Insurance for the vehicle fleet, public buildings, and public employees. Evaluation considers premium, deductible, and coverage, and qualification (habilitação) requires registration with Susep (Brazil's insurance regulator). Brokers and insurers compete with bids per lot.
What the tender notice usually requires
- Registration with Susep
- Coverage and deductibles as specified in the tender notice
- Claims handling within a set deadline
Typical activity code (CNAE): 65.11-1 (life insurance). Make sure the company's registered
business purpose covers the activity before bidding — an incompatible CNAE is grounds for disqualification.
How to prepare to bid in Brazil
Follow new publications daily: between the notice and the bid deadline there are usually about eight business
days, and much of that time goes into gathering documents. Download the tender notice and the terms of reference
from each tender page, check the specification item by item and work out your minimum price before the bidding
phase — including taxes, freight, payment terms and the margin that makes the contract viable.
Micro and small businesses (ME/EPP) get preferential treatment under Brazilian law: a tie preference, extra time
to fix tax certificates and, in smaller purchases, exclusive participation. See the step-by-step guide
how to participate in a tender.
Frequently asked questions
How many insurance tenders are open in Brazil?
There are 26 insurance tenders accepting bids in Brazil right now, out of 1,073 published. This page is updated several times a day from the PNCP.
How much does the government spend on insurance?
The average estimated value of these procurements is R$ 82,999.29, and the tenders open in Brazil add up to R$ 4,134,854.14. The estimated value is the agency's reference price — the final price is usually lower after the bidding phase.
Who buys insurance in Brazil?
698 different agencies have published procurements in this category: city governments, city councils, municipal health and education funds, and state and federal bodies. The agencies that buy the most are listed on this page.
What do I need to sell insurance to the Brazilian government?
Besides the standard qualification documents (a CNPJ with a compatible activity code, federal, social security, labor, state and municipal clearance certificates, and financial statements), this category usually requires: Registration with Susep; Coverage and deductibles as specified in the tender notice; Claims handling within a set deadline. The tender notice always has the final word.
Do I need to be based in Brazil to bid?
No. Electronic tenders are open to companies from anywhere in the country, and Law 14,133/2021 prohibits requiring a local address as a condition to participate. In practice, freight, delivery time and local support affect the price — which is why regional suppliers are often competitive. Foreign companies should read how foreign companies can bid.
Tender notices are published in Portuguese, so descriptions appear as the agency wrote them.
Search with English or Portuguese keywords — common English terms are translated automatically.
New to Brazil? Start with how foreign companies can bid.